
<p>Are you in Nigeria, trying to send money to a friend, pay a bill, or top up airtime?</p>



<p>You don’t want to trek to a bank or fumble with slow apps.</p>



<p>You need the <strong>latest GTBank transfer code</strong>—something quick, reliable, and secure.</p>



<p>Maybe you’ve heard of *737# but aren’t sure how it works.</p>



<p>Or you’re worried about scams, hidden fees, or getting stuck mid-transaction.</p>



<p>This blog post cuts through the noise.</p>



<p>It’s your no-BS guide to GTBank’s USSD codes in 2025.</p>



<p>We’ve got step-by-step tips, real-world examples, and everything you need to transfer money like a pro.</p>



<h2 class="wp-block-heading">Why Truehost Nigeria Ties Into Your Banking Game</h2>



<p>But before we start, let’s talk about staying connected.</p>



<p>Running a business or side hustle? You need a website to showcase your hustle—whether it’s selling fashion, blogging, or offering services.</p>



<p>That’s where <strong>Truehost Nigeria</strong> comes in.</p>



<figure class="wp-block-image size-large"><img src="http://truehost.com.ng/wp-content/uploads/2025/06/image-1024x640.png" alt="It’s the cheapest and best web hosting provider in Nigeria (check them out at Truehost Nigeria)." class="wp-image-10487"/></figure>



<p>It’s the <strong>cheapest and best web hosting provider in Nigeria</strong> (check them out at <a href="https://truehost.com.ng/webhosting-in-nigeria/">Truehost Nigeria</a>).</p>



<p>Just like GTBank’s transfer codes simplify your banking, Truehost simplifies your online presence.</p>



<p>Fast, secure, and affordable—your website deserves to be as smooth as your transfers.</p>



<h2 class="wp-block-heading">What Is the GTBank Transfer Code?</h2>



<p>The GTBank transfer code is *<strong>737#</strong>. It’s a USSD shortcode that lets you do banking from any phone—no internet, no app, no stress. Think of it as your pocket bank, available 24/7.</p>



<p>Whether you’re transferring money, buying airtime, or checking your balance, *737# has you covered.</p>



<p>But why use it?</p>



<ul class="wp-block-list">
<li><strong>No internet needed</strong>: Works on old Nokias or fancy iPhones.</li>



<li><strong>Instant transactions</strong>: Money moves in seconds.</li>



<li><strong>Safe and secure</strong>: Authenticated with your PIN or card details.</li>
</ul>



<p>I once helped a friend, Chidi, send â¦10,000 to his sister in Abuja. He was in a market with no Wi-Fi, and his banking app was acting up. Dialed *737#, followed the prompts, and boom—money sent in under a minute.</p>



<h2 class="wp-block-heading">Latest GTBank USSD Codes for Transfers in 2025</h2>



<figure class="wp-block-image size-large"><img src="https://truehost.com.ng/wp-content/uploads/2025/06/image-2-1024x635.png" alt="Latest GTBank USSD Codes" class="wp-image-10515"/></figure>



<p>GTBank’s *737# platform is packed with features. Here’s the full breakdown of the <strong>latest transfer codes</strong> and what they do.</p>



<h3 class="wp-block-heading">1. Transfer to GTBank Accounts</h3>



<p>Want to send money to another GTBank account?</p>



<p>Use this code: Dial *737*1*Amount*NUBAN#*</p>



<p>Example: *<em>737</em>*1*<em>5000</em>*1234567890#</p>



<p><strong>How it works</strong>:</p>



<ul class="wp-block-list">
<li>Dial the code from your registered phone number.</li>



<li>Enter the 10-digit NUBAN account number.</li>



<li>Authenticate with your 4-digit PIN or the last 4 digits of your debit card.</li>



<li>Done. You’ll get an SMS confirmation.</li>
</ul>



<p><strong>Pro tip</strong>: Double-check the account number. One wrong digit, and your money’s gone to a stranger.</p>



<h3 class="wp-block-heading">2. Transfer to Other Banks</h3>



<p>Sending money to Access, Zenith, or any other bank?</p>



<p>Use this: Dial *737*2*Amount*NUBAN#*</p>



<p>Example: *737*2*10000*0987654321#</p>



<p><strong>Steps</strong>:</p>



<ul class="wp-block-list">
<li>Dial the code.</li>



<li>Enter the recipient’s 10-digit NUBAN.</li>



<li>Select the recipient’s bank from the list.</li>



<li>Authenticate with your PIN or card details.</li>



<li>Money lands in seconds.</li>
</ul>



<h3 class="wp-block-heading">3. Airtime Top-Up</h3>



<p>Low on airtime? No problem.</p>



<p>For yourself: Dial *737*Amount#</p>



<p>Example: *737*1000#</p>



<p>For someone else: Dial *737*Amount*Recipient’s Number#**</p>



<p>Example: *737*500*08012345678#</p>



<p><strong>Key points</strong>:</p>



<ul class="wp-block-list">
<li>Works for MTN, Glo, Airtel, and 9mobile.</li>



<li>Money is deducted from your GTBank account.</li>



<li>Max daily limit: â¦10,000 for airtime.</li>
</ul>



<h3 class="wp-block-heading">4. Check Account Balance</h3>



<p>Curious about your balance?</p>



<p>Dial: Dial *737*6*1#**</p>



<p><strong>What happens</strong>:</p>



<ul class="wp-block-list">
<li>Follow the prompts.</li>



<li>Enter your PIN or card details.</li>



<li>Your balance pops up on your screen.</li>
</ul>



<p><strong>Quick hack</strong>: Save *737*6*1# as a contact for faster access.</p>



<h3 class="wp-block-heading">5. Pay Bills (Electricity, Cable, etc.)</h3>



<p>Need to pay PHCN or renew your DSTV?</p>



<p>Use: Dial *737*50*Amount*Code#*</p>



<p>Example: *737*50*5000*95# (for EKEDC prepaid).</p>



<p><strong>Bill payment codes</strong>:</p>



<ul class="wp-block-list">
<li>EKEDC: 95</li>



<li>IKEDC: 96</li>



<li>DSTV/StarTimes: *737*37*Amount*Decoder Number#</li>
</ul>



<p><strong>Heads-up</strong>: You’ll need the meter or decoder number. Double-check it to avoid errors.</p>



<h2 class="wp-block-heading">How to Activate GTBank USSD Banking</h2>



<p>New to *737#? You need to activate it first. Here’s how:</p>



<ul class="wp-block-list">
<li>Dial *737# from the phone number linked to your GTBank account.</li>



<li>Enter your <strong>10-digit NUBAN account number</strong>.</li>



<li>Input your <strong>11-digit BVN</strong> or the <strong>last 6 digits of your debit card</strong>.</li>



<li>Create a <strong>4-digit PIN</strong> for transactions.</li>



<li>You’re set.</li>
</ul>



<p><strong>Troubleshooting</strong>:</p>



<ul class="wp-block-list">
<li>Not working? Ensure your phone number is registered with GTBank.</li>



<li>Visit a branch or call customer care (08039003900) if you hit a wall.</li>



<li>Blocked account? You’ll need to unblock it at a branch.</li>
</ul>



<p><strong>Example</strong>: Tunde tried *737# but got an error. Turns out, his number wasn’t linked. He visited a GTBank branch, updated his details, and was good to go in 10 minutes.</p>



<h2 class="wp-block-heading">Why GTBank’s Transfer Code Beats the Competition</h2>



<p>GTBank’s *737# isn’t just another USSD code. It’s a game-changer. Here’s why:</p>



<ul class="wp-block-list">
<li><strong>Speed</strong>: Transactions are instant. No delays, no excuses.</li>



<li><strong>Accessibility</strong>: No smartphone? No problem. Works on any phone.</li>



<li><strong>Versatility</strong>: From transfers to bill payments, it does it all.</li>



<li><strong>Security</strong>: PIN or card authentication keeps your money safe.</li>
</ul>



<p>Compare that to apps that crash or ATMs that swallow cards. *737# is like having a bank in your pocket.</p>



<h2 class="wp-block-heading">Common Worries and How to Fix Them</h2>



<p>You’re not alone if you’re skeptical about USSD banking. Here are real concerns and how to handle them:</p>



<h3 class="wp-block-heading">1. “Is it safe?”</h3>



<ul class="wp-block-list">
<li><strong>Yes, if you’re smart</strong>: Never share your PIN or card details.</li>



<li><strong>Use your registered phone</strong>: Don’t borrow someone’s phone to dial *737#.</li>



<li><strong>Report issues fast</strong>: Call GTBank if you suspect fraud.</li>
</ul>



<h3 class="wp-block-heading">2. “What if I send to the wrong account?”</h3>



<ul class="wp-block-list">
<li>Act fast: Contact GTBank with transaction details.</li>



<li>Provide proof: Share the SMS confirmation or session ID.</li>



<li>Note: Recovery isn’t guaranteed, so triple-check account numbers.</li>
</ul>



<h3 class="wp-block-heading">3. “Are there fees?”</h3>



<ul class="wp-block-list">
<li>Airtime: Free.</li>



<li>Transfers: â¦50–â¦100 for interbank transfers (depends on amount).</li>



<li>Bill payments: Usually free, but check with GTBank.</li>
</ul>



<p><strong>Pro tip</strong>: Keep your SMS notifications on. They’re your proof of transaction.</p>



<p>Read also: <a href="https://truehost.com.ng/opay-ussd-codes/">Latest OPay USSD Codes in Nigeria</a></p>



<h2 class="wp-block-heading">Bonus Tips to Master GTBank Transfers</h2>



<p>Want to level up your *737# game? Here’s what the pros do:</p>



<ul class="wp-block-list">
<li><strong>Memorize your PIN</strong>: Don’t write it down where others can see it.</li>



<li><strong>Save frequent codes</strong>: Store *737*1# or *737*2# as contacts for quick access.</li>



<li><strong>Check session IDs</strong>: Every transaction has a unique ID (e.g., 000013250512).
<ul class="wp-block-list">
<li>First 6 digits: GTBank’s NIBBS code (000013).</li>



<li>Next 6: Date (YYMMDD, e.g., 250512 for May 12, 2025).</li>



<li>Rest: Transaction identifier.</li>



<li>Use this to track or dispute transactions. <a href="https://x.com/OkahEwahEdede/status/1929998250603335769"></a></li>
</ul>
</li>



<li><strong>Set daily limits</strong>: Contact GTBank to cap your USSD transfers for extra safety.</li>



<li><strong>Use Truehost for your business</strong>: If you’re transferring money for your hustle, get a website with <a href="https://truehost.com.ng/webhosting-in-nigeria/">Truehost Nigeria</a> to grow your brand.</li>
</ul>



<p>Ada, a baker, uses *737*2# to pay suppliers daily. She saved *737*2# as “Pay Supplier” in her phone. Now, she sends money in seconds while mixing dough.</p>



<h2 class="wp-block-heading">GTBank International Transfers: SWIFT and Beyond</h2>



<p>Need to send money abroad?</p>



<p>GTBank’s got you with <strong>SWIFT codes</strong> and international transfer options.</p>



<ul class="wp-block-list">
<li><strong>SWIFT Code</strong>: GTBINGLAXXX <a href="https://wise.com/gb/swift-codes/GTBINGLAXXX"></a></li>



<li><strong>How to send</strong>:
<ul class="wp-block-list">
<li>Visit a GTBank branch or use internet banking (USSD doesn’t support international transfers).</li>



<li>Provide recipient’s bank details, SWIFT code, and IBAN (if needed).</li>



<li>Pay in USD or local currency (Naira, Cedis, etc.). <a href="https://www.felixomoko.ng/gtbank-international-money-transfer-swift-code-and-foreign-banks/"></a></li>
</ul>
</li>



<li><strong>Pro tip</strong>: Use services like WorldRemit for faster USD transfers to GTBank accounts. <a href="https://www.worldremit.com/en/nigeria/bank-transfer/gtbank"></a></li>
</ul>



<p><strong>Example</strong></p>



<p>Emeka sent $500 to his cousin in Ghana. He used GTBank’s SWIFT transfer through a branch. Took 2 days, but the money landed safely.</p>



<h2 class="wp-block-heading">Final Thoughts</h2>



<p>GTBank’s *737# is your shortcut to stress-free banking.</p>



<p>No queues, no crashes, no nonsense.</p>



<p>Whether you’re sending â¦1,000 to a friend or paying a â¦50,000 bill, it’s fast and secure.</p>



<p>And if you’re building a business, pair your banking hustle with a slick website from <strong>Truehost Nigeria</strong> (<a href="https://truehost.com.ng/webhosting-in-nigeria/">truehost.com.ng</a>).</p>



<p>It’s cheap, reliable, and keeps your brand online 24/7.</p>



<p>Got questions? Drop them below or call GTBank at <a href="https://www.gtbank.com/help-centre">08039003900</a>.</p>



<p>Now go make those transfers like a boss.</p>



<p>Read also:</p>



<ul class="wp-block-list">
<li><a href="https://truehost.com.ng/fcmb-transfer-code/">Latest FCMB Transfer Code in Nigeria</a></li>



<li><a href="https://truehost.com.ng/check-your-bvn/">How to Check Your BVN in Nigeria (Latest Code)</a></li>



<li><a href="https://truehost.com.ng/uba-ussd-codes/">Complete List of UBA USSD Codes</a></li>
</ul>



<p></p>