Are you in Nigeria, trying to send money to a friend, pay a bill, or top up airtime?
You don’t want to trek to a bank or fumble with slow apps.
You need the latest GTBank transfer code—something quick, reliable, and secure.
Maybe you’ve heard of *737# but aren’t sure how it works.
Or you’re worried about scams, hidden fees, or getting stuck mid-transaction.
This blog post cuts through the noise.
It’s your no-BS guide to GTBank’s USSD codes in 2025.
We’ve got step-by-step tips, real-world examples, and everything you need to transfer money like a pro.
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But before we start, let’s talk about staying connected.
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What Is the GTBank Transfer Code?
The GTBank transfer code is *737#. It’s a USSD shortcode that lets you do banking from any phone—no internet, no app, no stress. Think of it as your pocket bank, available 24/7.
Whether you’re transferring money, buying airtime, or checking your balance, *737# has you covered.
But why use it?
- No internet needed: Works on old Nokias or fancy iPhones.
- Instant transactions: Money moves in seconds.
- Safe and secure: Authenticated with your PIN or card details.
I once helped a friend, Chidi, send ₦10,000 to his sister in Abuja. He was in a market with no Wi-Fi, and his banking app was acting up. Dialed *737#, followed the prompts, and boom—money sent in under a minute.
Latest GTBank USSD Codes for Transfers in 2025
GTBank’s *737# platform is packed with features. Here’s the full breakdown of the latest transfer codes and what they do.
1. Transfer to GTBank Accounts
Want to send money to another GTBank account?
Use this code: Dial *737*1*Amount*NUBAN#*
Example: *737*1*5000*1234567890#
How it works:
- Dial the code from your registered phone number.
- Enter the 10-digit NUBAN account number.
- Authenticate with your 4-digit PIN or the last 4 digits of your debit card.
- Done. You’ll get an SMS confirmation.
Pro tip: Double-check the account number. One wrong digit, and your money’s gone to a stranger.
2. Transfer to Other Banks
Sending money to Access, Zenith, or any other bank?
Use this: Dial *737*2*Amount*NUBAN#*
Example: *737*2*10000*0987654321#
Steps:
- Dial the code.
- Enter the recipient’s 10-digit NUBAN.
- Select the recipient’s bank from the list.
- Authenticate with your PIN or card details.
- Money lands in seconds.
3. Airtime Top-Up
Low on airtime? No problem.
For yourself: Dial *737*Amount#
Example: *737*1000#
For someone else: Dial *737*Amount*Recipient’s Number#**
Example: *737*500*08012345678#
Key points:
- Works for MTN, Glo, Airtel, and 9mobile.
- Money is deducted from your GTBank account.
- Max daily limit: ₦10,000 for airtime.
4. Check Account Balance
Curious about your balance?
Dial: Dial *737*6*1#**
What happens:
- Follow the prompts.
- Enter your PIN or card details.
- Your balance pops up on your screen.
Quick hack: Save *737*6*1# as a contact for faster access.
5. Pay Bills (Electricity, Cable, etc.)
Need to pay PHCN or renew your DSTV?
Use: Dial *737*50*Amount*Code#*
Example: *737*50*5000*95# (for EKEDC prepaid).
Bill payment codes:
- EKEDC: 95
- IKEDC: 96
- DSTV/StarTimes: *737*37*Amount*Decoder Number#
Heads-up: You’ll need the meter or decoder number. Double-check it to avoid errors.
How to Activate GTBank USSD Banking
New to *737#? You need to activate it first. Here’s how:
- Dial *737# from the phone number linked to your GTBank account.
- Enter your 10-digit NUBAN account number.
- Input your 11-digit BVN or the last 6 digits of your debit card.
- Create a 4-digit PIN for transactions.
- You’re set.
Troubleshooting:
- Not working? Ensure your phone number is registered with GTBank.
- Visit a branch or call customer care (08039003900) if you hit a wall.
- Blocked account? You’ll need to unblock it at a branch.
Example: Tunde tried *737# but got an error. Turns out, his number wasn’t linked. He visited a GTBank branch, updated his details, and was good to go in 10 minutes.
Why GTBank’s Transfer Code Beats the Competition
GTBank’s *737# isn’t just another USSD code. It’s a game-changer. Here’s why:
- Speed: Transactions are instant. No delays, no excuses.
- Accessibility: No smartphone? No problem. Works on any phone.
- Versatility: From transfers to bill payments, it does it all.
- Security: PIN or card authentication keeps your money safe.
Compare that to apps that crash or ATMs that swallow cards. *737# is like having a bank in your pocket.
Common Worries and How to Fix Them
You’re not alone if you’re skeptical about USSD banking. Here are real concerns and how to handle them:
1. “Is it safe?”
- Yes, if you’re smart: Never share your PIN or card details.
- Use your registered phone: Don’t borrow someone’s phone to dial *737#.
- Report issues fast: Call GTBank if you suspect fraud.
2. “What if I send to the wrong account?”
- Act fast: Contact GTBank with transaction details.
- Provide proof: Share the SMS confirmation or session ID.
- Note: Recovery isn’t guaranteed, so triple-check account numbers.
3. “Are there fees?”
- Airtime: Free.
- Transfers: ₦50–₦100 for interbank transfers (depends on amount).
- Bill payments: Usually free, but check with GTBank.
Pro tip: Keep your SMS notifications on. They’re your proof of transaction.
Read also: Latest OPay USSD Codes in Nigeria
Bonus Tips to Master GTBank Transfers
Want to level up your *737# game? Here’s what the pros do:
- Memorize your PIN: Don’t write it down where others can see it.
- Save frequent codes: Store *737*1# or *737*2# as contacts for quick access.
- Check session IDs: Every transaction has a unique ID (e.g., 000013250512).
- Set daily limits: Contact GTBank to cap your USSD transfers for extra safety.
- Use Truehost for your business: If you’re transferring money for your hustle, get a website with Truehost Nigeria to grow your brand.
Ada, a baker, uses *737*2# to pay suppliers daily. She saved *737*2# as “Pay Supplier” in her phone. Now, she sends money in seconds while mixing dough.
GTBank International Transfers: SWIFT and Beyond
Need to send money abroad?
GTBank’s got you with SWIFT codes and international transfer options.
- SWIFT Code: GTBINGLAXXX
- How to send:
- Pro tip: Use services like WorldRemit for faster USD transfers to GTBank accounts.
Example
Emeka sent $500 to his cousin in Ghana. He used GTBank’s SWIFT transfer through a branch. Took 2 days, but the money landed safely.
Final Thoughts
GTBank’s *737# is your shortcut to stress-free banking.
No queues, no crashes, no nonsense.
Whether you’re sending ₦1,000 to a friend or paying a ₦50,000 bill, it’s fast and secure.
And if you’re building a business, pair your banking hustle with a slick website from Truehost Nigeria (truehost.com.ng).
It’s cheap, reliable, and keeps your brand online 24/7.
Got questions? Drop them below or call GTBank at 08039003900.
Now go make those transfers like a boss.
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